Features

Everything You Need to
Invoice, Track, and Get Paid

Payxem is built for people who work independently. You do not need complex accounting software or expensive subscriptions. You need a simple system that helps you send invoices, track payments, and stay in control. That is exactly what Payxem does.

No monthly fees. Pay only when you get paid.

Professional Invoicing

Create clean, client-ready invoices in seconds. Your invoices are structured, easy to understand, and designed to get you paid faster.

  • Add items or services with quantity and price
  • Optional tax or VAT with adjustable percentage
  • Option to pass service fees to clients
  • Auto-calculated totals with full breakdown
  • Unique invoice numbers tied to your account
  • Share via email or direct payment link
  • Download as PDF for records

Your client sees a clear, professional invoice. No confusion. No back and forth.

Smart Client Handling

You do not need a separate CRM. Payxem remembers your clients.

  • Enter client email as the primary field
  • If the email was used before, details auto-fill
  • Name remains optional, email is the key identity
  • Build your client list automatically over time

This keeps your workflow fast and clean, especially on mobile.

Payment Links and Easy Checkout

Not every job needs a full invoice. Sometimes you just want to get paid.

  • Create reusable payment links
  • Share your personal payment page
  • Accept custom or fixed amounts
  • Clean checkout experience for clients
  • Works across devices and locations

Your client clicks, pays, and you track everything in one place.

Multiple Payment Options

Give your clients flexibility. Let them choose how they want to pay.

  • PayPal payments
  • Stripe and card payments
  • Crypto payments (USDT and others)
  • More integrations coming

Payxem works with payment providers, not against them.

Ledger Wallet and Balance Tracking

Payxem gives you a clear view of your earnings without complexity.

  • Real-time balance tracking
  • Separate pending and available amounts
  • Automatic fee calculations
  • Full transaction history

This is your financial dashboard, simplified.

Transparent Fee Handling

No surprises. Everything is visible.

  • Platform fee clearly shown (for example 3.5% + fixed fee)
  • Payment processor fees reflected in balance
  • Optional fee pass-through to client
  • Net receivable amount shown clearly

You always know what you will receive.

Payout and Withdrawal Options

When you are ready, request your payout your way.

  • Withdraw in USDT (crypto)
  • Withdraw in local currency based on your country
  • Live conversion display before confirmation
  • Clear breakdown of fees and final receivable amount

You stay in control of how you get paid.

Rewards Program (XEM Points)

Get rewarded for using the platform.

  • Earn points on transactions
  • Bonus rewards for activity and milestones
  • Redeem points for platform benefits

The more you use Payxem, the more value you unlock.

Mobile-First Experience

Payxem is designed for real-world usage, not desktop-only workflows.

  • Fully optimized for mobile devices
  • Fast invoice creation on the go
  • Clean interface without clutter
  • Works as a Progressive Web App

You can run your business from your phone.

Security and Access Control

Your account and data are protected with modern security practices.

  • Magic link login (no password stress)
  • Optional PIN or biometric lock
  • Session control and activity tracking
  • Rate limiting and access protection

Simple for you, difficult for anyone else.

Built for Underserved Markets

Payxem is designed for regions where traditional systems do not work well.

  • Supports freelancers in Pakistan, Bangladesh, and similar markets
  • Works even where PayPal or Stripe access is limited
  • Flexible payout options adapted to real needs

If you can work online, you can use Payxem.

No Monthly Fees

You do not pay to exist on the platform.

  • No subscription cost
  • No setup fee
  • Pay only when you get paid

This keeps your margins safe.

Built to Work for You

Payxem is not trying to replace existing systems. It connects them, simplifies them, and makes them usable for you.

You focus on your work. Payxem handles the structure around it.

Ready to Get Paid?

Create your free account, send your first invoice, and start collecting payments today.

Create Free Account

No credit card required. Start in under 60 seconds.